85 Spruce Street

85 Spruce Street, Cambridge, ON N1R 4K4
1 Day Back Posted
Sell

$624,900

Overview

Type:

Condo Apartment

Area:

1400-1599 sq ft (Living Area)

Beds:

2 Bedrooms

Baths:

2 Bathrooms

Furnished:

No

Parking:

Detached

Why pay more for a high-rise condo when you can have this spacious (1585 square feet), trendy home? Newly decorated, the main level includes soaring ceilings, bright rooms, large windows, and exposed brick walls on the main level. The kitchen features stainless steel appliances (dishwasher 2026), granite counters, and an island with ample seating--all adjoining an expansive dining room and a full bath. A perfect space for entertaining. Upstairs you will find hardwood floors, an ensuite full bath, a primary BR that opens to a private patio, a walk-in closet, and a second, large, loft bedroom just waiting for guests or family members. There's more! Smart lighting, a beautiful solid-oak bookcase room divider, floating stairs, indoor parking, water softener replaced in 2026, an extra-large storage locker, more storage behind the kitchen, and direct access to the street and the garage. #106-85 Spruce Street is located in beautiful, growing downtown Galt on a quiet street. Walk to the Grand River, theatres, numerous coffee shops, bookstores, grocery shopping, and Soper Park. A modern, chic, oasis in the city!

Property Units

2 Bedrooms

1 Unit
  • $624,900 2 Baths 1400-1599 sq ft (Living Area) Apr 28th 2026

Property Details

  • Property Type: Residential Condo & Other
  • Property Sub Type: Condo Apartment
  • Lease Terms: N/A
  • Parking Spots: 1
  • Short Term: No
  • Furnished: No
  • Year Built: N/A
  • # of Floors: N/A
  • # of units: 1
  • MLS: X13053052

Features

Water Heater
Water Softener
In-Suite Laundry

Nearby Amenities

  • Schools
  • Bus Stations
  • Restaurants
  • Pharmacies
  • Gyms
  • Supermarkets
  • Hospitals
  • Parks
  • Cafes
  • Convenience Stores
  • Gas Stations
  • Laundromats
  • Bars
  • Banks

May lee

Sales Representative At Right At Home Realty

Request A Tour

Mortgage Calculator

Monthly Payment
Principal
Interest on Amortization Period
CMHC Insurance
PST on Mortgage Insurance
Total
Property Price
Interest Rate
%
Down Payment
Amortization

Mortgage Calculator Disclaimer:

Important Disclaimer

Our mortgage calculator provides approximate estimates based solely on the information you enter, designed for illustrative purposes to help you explore options. These results do not constitute personalized financial advice, and May Lee makes no representations or warranties regarding their accuracy or completeness.

Key Assumptions

Calculations presume timely payments, a fixed interest rate throughout the amortization period (though rates may fluctuate in reality), and no changes to your financial situation. Opting for accelerated weekly or bi-weekly payments effectively adds one extra monthly payment annually, potentially shortening your amortization—subject to lender terms and conditions.

Prepayment and Insurance Notes

Prepayment privileges differ by lender; please review your mortgage documents for specifics, especially if switching providers. This tool does not provide binding quotes. Mortgage insurance estimates are illustrative only, varying by age, number of borrowers, coverage type, and provincial taxes—eligibility criteria apply.

Your Next Steps

For tailored guidance and peace of mind, we encourage consulting a licensed mortgage professional or certified financial advisor to ensure decisions align with your unique needs and protect your financial security. Your trust matters to us.

Your Dream Home Awaits — Let’s Connect!

Welcome Back!

Sign in to access your wishlist, compare properties, and explore more about properties.

Create Your Free Account

Sign up to save favorite properties, compare options, and explore more details about properties.

Forgot Your Password?

No worries — reset it in just a few steps.